If you’re on Social Security, you may already be budgeting carefully — but there are some hidden perks out there that too many people miss. Funded by federal programs and designed to support older adults, these benefits can help stretch your money further without cutting corners on comfort or health.
Here are five surprising discounts Social Security recipients often don’t realize they qualify for:
1. Free Gym Access Through SilverSneakers
You don’t need a pricey trainer to stay fit. If you’re enrolled in a Medicare Advantage plan, you may be eligible for free memberships at thousands of gyms nationwide via SilverSneakers. The program includes everything from yoga and water aerobics to access at fitness centers, community spaces, and even churches. Staying active just got more affordable.
2. Free or Low-Cost Meals Delivered to Your Home
Struggling to cook every day? Meals on Wheels can help. This service offers hot, nutritious meals delivered right to your door — often free or at a minimal cost depending on your income and location. It’s a lifeline for seniors with limited mobility or energy.
3. Free Tax Filing Help
Don’t pay for tax prep if you don’t have to. If you’re 60 or older or earn less than $65,000, you may qualify for the Volunteer Income Tax Assistance (VITA) program. Certified by the IRS, this program offers completely free and trustworthy tax services, helping you file without stress or expense.
4. Low-Cost Transportation Options
Getting around without a car isn’t always easy — or cheap. But programs funded by the National Aging and Disability Transportation Center (NADTC) provide free or low-cost rides in many cities. Services like Dial-a-Ride or volunteer driving networks can take you to doctor’s appointments, the grocery store, or even social visits.
5. Farmers’ Market Discounts
Fresh, local food doesn’t have to break the bank. The Senior Farmers’ Market Nutrition Program provides discount cards for use at participating farm stands and markets. You can grab fresh produce, baked goods, and more — all while supporting local growers and eating healthier on a budget.
Take advantage of what’s already available—these little-known programs are there to make life easier for Social Security recipients like you.
